Free Online Financial Calculators
Plan your financial future with our comprehensive suite of free calculators. From mortgages and loans to retirement planning and investments - make informed financial decisions.
★ Most Popular Financial Calculators
Loan Calculator
Calculate monthly loan payments, total interest, and payoff schedule for any loan amount and term.
Mortgage Calculator
Estimate monthly mortgage payments including principal, interest, taxes, and insurance (PITI).
Investment Calculator
Project investment growth with regular contributions, compound interest, and various return rates.
Salary Calculator
Convert between hourly, weekly, monthly, and annual salary with overtime and bonus calculations.
Retirement Calculator
Plan for retirement by calculating how much to save monthly to reach your retirement income goals.
Compound Interest Calculator
See how your money grows with compound interest over time with daily, monthly, or annual compounding.
All Financial Calculators
Interest Calculator
Calculate simple or compound interest earned on savings, investments, or loans over time.
US Salary Calculator
Calculate take-home pay after federal and state taxes, Social Security, Medicare, and deductions.
UK Salary Calculator
Calculate take-home pay after Income Tax, National Insurance, Student Loans, and Pension contributions.
Auto Loan Calculator
Calculate monthly car payments, total cost, and compare financing options for vehicle purchases.
Payment Calculator
Find the monthly payment needed to pay off any debt at a given interest rate and term.
Amortization Calculator
Generate a complete amortization schedule showing principal and interest breakdown for each payment.
Currency Calculator
Convert between world currencies using current exchange rates for travel and international business.
Inflation Calculator
Calculate the impact of inflation on purchasing power and adjust prices between different years.
Finance Calculator
Solve for any loan variable including payment, principal, interest rate, or number of payments.
Mortgage Payoff Calculator
See how extra payments can shorten your mortgage term and save thousands in interest.
Income Tax Calculator
Estimate your federal and state income tax liability based on filing status and deductions.
401K Calculator
Project your 401(k) balance at retirement based on contributions, employer match, and investment growth.
Interest Rate Calculator
Calculate the interest rate on a loan when you know the payment, principal, and loan term.
Sales Tax Calculator
Calculate sales tax for any purchase or find the pre-tax price from a total with tax included.
House Affordability Calculator
Determine how much house you can afford based on your income, debts, down payment, and interest rates.
Savings Calculator
Calculate how your savings will grow over time with regular deposits and compound interest.
Rent Calculator
Determine how much rent you can afford based on your income using the 30% rule and other methods.
Marriage Tax Calculator
Compare taxes filing jointly vs separately to find the marriage penalty or bonus for couples.
Estate Tax Calculator
Estimate federal and state estate taxes on inherited assets and plan for estate tax liability.
Pension Calculator
Estimate your pension benefits based on years of service, final salary, and pension formula.
Social Security Calculator
Estimate your Social Security retirement benefits based on earnings history and claiming age.
Annuity Calculator
Calculate the present or future value of an annuity based on payment amount and interest rate.
Annuity Payout Calculator
Determine monthly income from an annuity based on your investment amount and payout period.
Credit Card Calculator
Calculate how long to pay off credit card debt and total interest paid with minimum payments.
Credit Card Payoff Calculator
Create a debt payoff plan showing how much to pay monthly to become debt-free by a target date.
Debt Payoff Calculator
Compare debt snowball and avalanche methods to find the fastest way to eliminate your debts.
Debt Consolidation Calculator
See if consolidating debts into one loan will save money on interest and lower monthly payments.
Repayment Calculator
Calculate loan repayment schedules and compare different payment strategies to save on interest.
Student Loan Calculator
Calculate student loan payments under standard, graduated, and income-driven repayment plans.
College Cost Calculator
Estimate total college costs including tuition, room and board, and how much to save for education.
Simple Interest Calculator
Calculate simple interest earned or owed using the formula I = P × R × T for loans and investments.
CD Calculator
Calculate Certificate of Deposit earnings and compare CD rates across different terms and APYs.
Bond Calculator
Calculate bond prices, yields, and returns for Treasury, municipal, and corporate bonds.
Roth IRA Calculator
Project tax-free Roth IRA growth and compare with traditional IRA for retirement planning.
IRA Calculator
Calculate traditional IRA growth with tax-deferred contributions and estimate retirement savings.
RMD Calculator
Calculate Required Minimum Distributions from retirement accounts based on age and account balance.
VAT Calculator
Calculate Value Added Tax for any amount, add VAT to a price, or extract VAT from a total.
Cash Back Calculator
Compare credit card cash back rewards and calculate annual earnings from different spending categories.
Auto Lease Calculator
Calculate monthly car lease payments based on vehicle price, residual value, and money factor.
Depreciation Calculator
Calculate asset depreciation using straight-line, declining balance, or sum-of-years methods.
Average Return Calculator
Calculate average annual return (CAGR) on investments accounting for deposits and withdrawals.
Margin Calculator
Calculate profit margin, markup percentage, and gross margin for pricing and business analysis.
Discount Calculator
Calculate sale prices, discount amounts, and savings percentages for single or multiple discounts.
Business Loan Calculator
Calculate monthly payments and total cost for SBA loans, term loans, and business lines of credit.
Debt to Income Calculator
Calculate your debt-to-income ratio to assess borrowing capacity for mortgages and loans.
Real Estate Calculator
Analyze real estate investments with cap rate, cash-on-cash return, and ROI calculations.
Take Home Pay Calculator
Calculate your net paycheck after taxes, insurance, retirement contributions, and other deductions.
Personal Loan Calculator
Calculate monthly payments and total interest for unsecured personal loans at various rates.
Boat Loan Calculator
Calculate monthly payments for boat and marine financing with various loan terms and rates.
Lease Calculator
Calculate lease payments for equipment, vehicles, or property with residual value and interest.
Refinance Calculator
Determine if refinancing your mortgage will save money by comparing rates, terms, and closing costs.
Budget Calculator
Create a personal budget using the 50/30/20 rule to allocate income to needs, wants, and savings.
Rental Property Calculator
Analyze rental property investments with cash flow, cap rate, and return on investment calculations.
IRR Calculator
Calculate the Internal Rate of Return for investments with irregular cash flows over time.
ROI Calculator
Calculate Return on Investment percentage to measure the profitability of any investment.
APR Calculator
Calculate the true Annual Percentage Rate including fees and points for accurate loan comparison.
FHA Loan Calculator
Calculate FHA mortgage payments including mortgage insurance premiums for low down payment loans.
VA Mortgage Calculator
Calculate VA loan payments for veterans with no down payment and no private mortgage insurance.
Down Payment Calculator
Calculate how much to save for a home down payment and see how it affects your monthly mortgage.
Rent vs Buy Calculator
Compare the total cost of renting versus buying a home over time to make the right housing decision.
Payback Period Calculator
Calculate how long it takes for an investment to pay for itself through cash flow or savings.
Present Value Calculator
Calculate the current worth of future cash flows using time value of money principles.
Future Value Calculator
Calculate what an investment or savings will be worth in the future with compound growth.
Commission Calculator
Calculate sales commissions for flat rate, tiered, or percentage-based compensation structures.
Tip Calculator
Calculate restaurant tips at various percentages and split the bill evenly among multiple people.
Percent Off Calculator
Calculate the final price after applying percentage discounts for sales and special offers.
Paycheck Calculator
Calculate your take-home pay from gross salary after taxes, deductions, and withholdings.
Tax Calculator
Estimate federal and state income taxes based on income, filing status, and deductions.
About Our Financial Calculators
Loan & Mortgage Tools
Our mortgage calculator helps you estimate monthly payments, total interest, and amortization schedules. Use the loan calculator for auto loans, personal loans, and other financing options.
Investment & Retirement
Plan for your future with our retirement calculator and see how your savings grow with the compound interest calculator.
Calculator Categories
- • Loans: Mortgage, auto loan, personal loan, student loan
- • Interest: Compound interest, simple interest, APR/APY
- • Retirement: 401(k), IRA, pension, Social Security
- • Income: Salary, paycheck, hourly wage, tax withholding
- • Savings: Emergency fund, down payment, education savings
- • Debt: Credit card payoff, debt consolidation, refinance
Frequently Asked Questions
How do I calculate my mortgage payment?▼
Use our Mortgage Calculator by entering your home price, down payment, loan term, and interest rate. The calculator will show your monthly payment, total interest paid, and a complete amortization schedule.
What's the difference between simple and compound interest?▼
Simple interest is calculated only on the principal amount, while compound interest is calculated on the principal plus accumulated interest. Use our compound interest calculator to see how your money grows faster with compounding.
How much should I save for retirement?▼
Financial experts recommend saving 10-15% of your income for retirement. Our retirement calculator can help you determine how much you need based on your desired retirement age, lifestyle, and current savings.
Are these financial calculators accurate?▼
Yes, our calculators use industry-standard formulas and are regularly updated to reflect current rates and regulations. However, results are estimates - consult a financial advisor for personalized advice.